
Frequently Asked Questions
Introduction
Switch to the BIMB Web and BIMB Mobile
Overview BIMB Mobile
Overview BIMB Web
Account Management & Security
Profile Updates
Vulnerable Customers
Manage Account
- Login toBIMB Web and click “Settings”.
- Select “Transaction Limit Maintenance”.
- Enter your new Transaction Limit.
- Proceed with the instructions on the screen to complete the request.
Online Access Activation
Activation is required for:
- New users who have recently registered for BIMB Web.
- Existing customers of BIMB Web who are new users of the BIMB Mobile app.
- Existing customers of BIMB Web who have installed the BIMB Mobile app on a new mobile device.
Note: Existing users who are already using these services are not required to perform activation.
You need to complete the required steps for first-time setup for Internet Banking or GO by Bank Islam before you can activate your online access.
You can activate your online access through any of these three options:
Go to any Bank Islam ATM/CRM:
- Insert your debit or credit card into the ATM/CRM.
- Enter your 6-digit PIN to access the main menu.
- Select ‘Others’.
- Select ‘Online Access Activation’.
- Complete the activation process.
Visit any Bank Islam branch:
- Fill out and submit the Activation Request Form.
- The branch will process your activation request.
Email Contact Center:
This option is available specifically for overseas customers. Please email Bank Islam Contact Center at contactcenter@bankislam.com.my or for instant support, connect with Chatbot Adam at www.bankislam.com.
Note: The cooling-off period starts immediately after the activation process has been successfully completed.
Manage Account
- Login toBIMB Web and click “Settings”.
- Select “Transaction Limit Maintenance”.
- Enter your new Transaction Limit.
- Proceed with the instructions on the screen to complete the request.
Password and Security Settings
Fraud Prevention and Security Tips
Kill Switch
Cooling Off
Online Access Activation
Activation is required for:
- New users who have recently registered for BIMB Web.
- Existing customers of BIMB Web who are new users of the BIMB Mobile app.
- Existing customers of BIMB Web who have installed the BIMB Mobile app on a new mobile device.
Note: Existing users who are already using these services are not required to perform activation.
You need to complete the required steps for first-time setup for Internet Banking or GO by Bank Islam before you can activate your online access.
You can activate your online access through any of these three options:
Go to any Bank Islam ATM/CRM:
- Insert your debit or credit card into the ATM/CRM.
- Enter your 6-digit PIN to access the main menu.
- Select ‘Others’.
- Select ‘Online Access Activation’.
- Complete the activation process.
Visit any Bank Islam branch:
- Fill out and submit the Activation Request Form.
- The branch will process your activation request.
Email Contact Center:
This option is available specifically for overseas customers. Please email Bank Islam Contact Center at contactcenter@bankislam.com.my or for instant support, connect with Chatbot Adam at www.bankislam.com.
Note: The cooling-off period starts immediately after the activation process has been successfully completed.
BIMB Secure
Perform the following steps for BIMB Secure:
- Launch BIMB Mobile.
- Select Quick Menu.
- Select BIMB Secure.
- Verify the transaction details.
- Once verified, select ‘Confirm’.
- Enter the six (6) digits of random number displayed on your mobile device screen.
- Authorization process is completed.
Transfer
DuitNow
You may register DuitNow ID via the following channels:
- BIMB Web
- Automated Teller Machine (ATM)
- BIMB Mobile
- Branches
You need to deregister your DuitNow ID and go to a Bank Islam branch to update your mobile number. Only mobile numbers that match Bank Islam’s records are allowed to be registered as DuitNow ID for mobile numbers.
After the branch has updated your mobile number, you can re-register your new mobile number as your DuitNow ID at the following channels:
- BIMB Web
- Automated Teller Machine (ATM)
- BIMB Mobile
- Branches
You need to deregister your DuitNow ID and go to a Bank Islam Branch to update your Passport Number. Then, you can re-register your new Passport Number as your DuitNow ID at the following channels:
- BIMB Web
- Automated Teller Machine (ATM)
- BIMB Mobile
- Branches
There are 2 types of DuitNow transfer:
- Transfer to DuitNow ID (Proxy)
- Transfer to account number
DuitNow QR
There are two (2) types of functions available:
SCAN & PAY
This is a merchant-presented QR Code whereby Mobile Banking users scan any DuitNow QR supported static/dynamic QR Code to perform QR payment. The source account for this is via current account and savings account.
SCAN ME
This is a Person-to-Person transfer (P2P QR) function whereby the recipient generates a QR Code and presents it to the sender/payer to scan and perform an electronic money transfer. This function is available and interoperable between the Bank Islam Mobile Banking app and other banks or eWallet apps which support DuitNow QR.
No-password limit can be set up to RM250 daily. For example, if you set your no-password limit to RM50, you can scan a QR code to pay without any biometric or password up to RM50 in total.
*Maximum limit per day for P2P and Point-of-Sales (POS) Transaction:
- Resident: RM50,000.00
- Non-Resident: RM10,000.00
The default limit for P2P transaction is RM5,000.00 and is also subject to the 3rd party transfer limit set by you.
If you’re facing issues with DuitNow QR, please try any of these methods:
- Restart device - Many common issues can be fixed by turning off and restarting the device.
- Check data connection – A strong internet connection (Wi-Fi or mobile data) is required to use the app. Re-launch the app when the internet connection is good.
- Check device’s available storage – If the storage space is low, please uninstall other apps or delete items like pictures or videos to free up space. The problem could also be attributed to multiple suspended apps running in the background. Please close unused apps to free up memory and resources.
- Clear cache and data - Clear cache and data on the App Store or Google Play Store application and try to download the app again.
- Update to the latest version of the BIMB Mobile or uninstall and re-install the app.
All new and existing BIMB Mobile users with the latest version of the BIMB Mobile app (V.2.2.8 and above).
How to check your Mobile Banking app version:
- Launch the app.
- At the front page, select the Menu button; the version is indicated at the bottom.
- You may download the latest version from Google Play, App Store, or Huawei App Gallery.
No. However, below are instances where a password is required:
- First-time setup of Scan QR
- Change of DuitNow QR settings including payment limit and default account.
- QR payment of more than RM250 per transaction or exceeding RM250 in total or if the transaction amount exceeds the no-password limit set by you.
You are required to ensure the following:
- Check the amount to be paid.
- Check the merchant’s details (business name) before proceeding with the DuitNow QR transaction.
The minimum requirements of using the DuitNow QR are as follows:
- BIMB Mobile app is downloaded on your smartphone.
- Your smartphone must not be jailbroken or rooted.
- Internet connection
- The operating system of the smartphone must be iOS 10 and above or Android version 5 and above.
- Registered for DuitNow QR
Your payment may be declined due to these reasons:
- Insufficient balance in your account.
- Poor internet connectivity.
- Merchant’s DuitNow QR service has been deactivated.
You can prevent others from using your DuitNow QR by following these simple guidelines:
- Ensure your device is protected with biometric, PIN, or pattern.
- Do not save any other biometrics except your own on your mobile devices.
- Do not leave your device unattended.
- Set your DuitNow QR limit based on your comfort level.
- Regularly check your account activity for any discrepancies or unauthorized transactions.
Below are services that are available for DuitNow QR:
- Scan seller’s or other person’s DuitNow QR code to pay or transfer funds.
- Generate a QR code to receive money from another person.
More new features will be introduced soon.
DuitNow Request
Requestor
You will receive an email notification on the successful status of DuitNow Request. You will also be able to view the successful status at the acknowledgement page in Internet Banking.
Payer
If the Payer’s bank is Bank Islam, the Payer will be notified via email. For other banks, the notification will be based on the respective bank’s notification type.
Login to your Bank Islam Internet Banking and make a DuitNow Request to an account number of any banks or one of the Payer's IDs below:
- Mobile number
- NRIC number
- Passport number
- Army ID / Police ID
- Business registration number (only SSM-registered businesses)
Maximum limit per day:
- Resident: RM50,000.00
- Non-Resident: RM10,000.00
However, the default limit is RM5,000.00 and is subject to the 3rd party transfer limit set by the Payer. To increase the daily limit, please go to Internet Banking > Setting > Transaction Limit Maintenance.
DuitNow AutoDebit Consent Registration
Interbank GIRO (IBG)
Payments
Prepaid Reloads
JomPAY
Your payment may be rejected due to one of these reasons:
- Insufficient balance in your account
- Poor internet connectivity
- Biller’s JomPAY service has been deactivated
- Payment amount exceeds payment limit for the day
JomPAY QR
You are required to ensure the following:
- Check the amount to be paid
- Check the biller’s details (business name) before proceeding with the JomPAY transaction
No. However, below are instances where a password is required:
- First-time setup of Scan QR
- Change of QR settings including payment limit and default account
Your payment may be rejected due to one of these reasons:
- Insufficient balance in your account.
- Poor internet connectivity.
- Biller’s JomPAY service has been deactivated.
- Payment amount exceeds payment limit for the day.
All new and existing BIMB Mobile users with the latest app version (V.3.2.05 and above). How to check your app version:
- Launch GO
- On the front page, select the Menu button; the version is indicated at the bottom.
You may download the latest app version from Google Play Store, Apple App Store, and Huawei AppGallery.
Bill Payments
You can pay your bills through the following channels:
- SST terminals (ATM/CDM)
- BIMB Web
- BIMB Mobile
- Branch
- Auto Debit
FPX
- Business to Consumer (B2C): This model facilitates payments by retail customers. It allows individuals with an Internet Banking account at an FPX participating bank to pay for goods/services or bills online.
- Business to Business (B2B): This model is designed for corporate customers. It allows businesses or organizations with a corporate Internet Banking account to make payments or purchase goods/services online. This option enables faster payments and is easy to set up.
- FPX (B2C): RM0.50 – RM2.00 per transaction
- FPX (B2B): RM1.00 – RM3.00 per transaction
- Retail/Personal Banking Account: The minimum limit per transaction is RM1.00, and the general maximum amount is RM30,000 per transaction.
- Company/Corporate Banking Account: The minimum limit per transaction is RM2.00, and the general maximum amount is RM1,000,000 per transaction.
Note: The above transaction limits are subject to the customer’s individual Internet Banking limit with their bank, whichever is lower.
Services
Saving/Current/Investment Account Opening Online
Debit Card-i Maintenance
The services available for Debit Card-i Maintenance are as follows:
- Debit Card-i Cancellation
- Debit Card-i Transfer Daily Limit
- Card Not Present (CNP) / Online Purchase Activation or Deactivation
- Overseas Transaction Enablement or Disablement
- Retail Purchase Daily Limit (Contact)
- Retail Purchase Daily Limit (Contactless)
- Retail Purchase (Contactless) Maximum Amount Per Transaction
- Debit Card-i Activation
- Debit Card-i Set PIN
- Debit Card-i Replacement
You may replace your debit card if it falls under any of the following conditions:
- Due for expiry (i.e., before the expiry month/year stated on the Debit Card-i).
- Retained in ATM.
- Faulty or broken.
- Not working as intended.
- Physically too old.
There are three (3) card types available for you to choose from:
- Bank Islam Visa Debit Card-i.
- Bank Islam Visa Tabung Haji Debit Card-i.
- Bank Islam Visa Team Harimau Debit Card-i.
Note: RM12 will be charged for replacement of the card due to loss, theft, or damage.
For more information on applicable fees and charges, you may refer to this page.
The new Debit Card-i will be delivered to your address within 7 to 10 working days, and the delivery will be completely free of charge.
Financing-i & Credit Card-i Application via BIMB Web
ASNB
Quick Transfer
Quick Transfer is currently applicable for the following services:
- DuitNow QR
- JomPAY
- Sadaqah
- Bill Payment
- Prepaid Reload
- DuitNow Transfer
- 3rd Party Fund Transfer
- Payment to Credit Card-i and Financing Account
Tabung Haji
You can perform the following Tabung Haji transfers in Bank Islam Internet Banking:
- Bank Islam Account to Own Tabung Haji Account
- Bank Islam Account to Third Party Tabung Haji Account
- Tabung Haji Account to Own Bank Islam Account
- Tabung Haji Account to Third Party Bank Islam Account (This service is temporarily disabled until further notice)
- Tabung Haji Account to Own Tabung Haji Account
- Tabung Haji Account to Third Party Tabung Haji Account
Services offered via BIMB Web and BIMB Mobile:
- Tabung Haji Balance Inquiry
- Tabung Haji Statement History
- Tabung Haji Fund Transfer
- Tabung Haji Favourite Accounts Maintenance
- Link your own / child Tabung Haji account with / from the Debit Card-i (This service is temporarily disabled until further notice)
- Delink your own / child Tabung Haji account with / from the Debit Card-i (This service is temporarily disabled at BIMB Mobile until further notice)
- Hajj Registration (Self and for other people)
- View and Print/Share Hajj Registration Slip
Services offered at Bank Islam ATM/CRM:
- Link your own / child Tabung Haji account with your Debit Card-i
- Cash Withdrawal from your Tabung Haji account
- Tabung Haji Balance Inquiry
- Tabung Haji Fund Transfer
- Hajj Registration (Self)
Services offered at Bank Islam CRM:
- Tabung Haji Balance Inquiry
- Cash Deposit to own/third party Tabung Haji Account
No, you cannot delink the Tabung Haji Account from Bank Islam Debit Card-i at Bank Islam ATM/CRM. However, you can delink the Tabung Haji Account from Bank Islam Debit Card-i at any Bank Islam branch or Bank Islam Web. This service is temporarily disabled at GO by Bank Islam until further notice.
Note:
- Debit Card-i linked to a TH Account with status Closed/Dormant/Deceased/Conversion of Child Account will be auto delinked in the Tabung Haji system.
- You will not be able to view the auto-delinked TH account via ATM/CRM, BIMB Web, and BIMB Mobile.
- All transfers or deposits to a TH beneficiary account under the above-mentioned categories/status will be rejected (including recurring and future-dated transactions for BIMB Web & BIMB Mobile). The TH account owner/heir must visit a TH branch for further action.
To use Tabung Haji services, you:
- Must be 18 years and above:
- Must have an active Bank Islam current/savings/transactional account (Not applicable to sole proprietors).
- Must have a Bank Islam Debit Card-i.
- Must have an active individual Tabung Haji account.
- Must link your Bank Islam Debit Card-i to your Tabung Haji account, including the TH account of children aged below 18 years old under your custody.
- The maximum number of Tabung Haji accounts allowed to be linked is 8 accounts (including children accounts under your care).
MyDebit Secure (CNP/ Card Not Present)
The daily limit can be changed to a maximum amount through the following channels:
- By walk-in at any Bank Islam branches.
- By contacting the Bank Islam Contact Centre at 03-26 900 900 for assistance.
- By BIMB Web (https://www.bankislam.biz): Go to 'Settings' and select 'Debit Card-i Maintenance’.
- By Bank Islam ATM or CRM: Select 'Bank Islam' > 'Others' > 'Debit Card-i Maintenance’.
You can enable the CNP function through the following channels:
-
BIMB Web (https://www.bankislam.biz): Go to 'Settings', select 'Debit Card-i Maintenance’, and choose ‘Card-Not-Present (CNP) / Online Purchase Activation’.
Note: To enable CNP via Bank Islam Internet Banking, customers must download the GO apps to approve CNP activation through GO Secure. - Bank Islam ATM or CRM: Select 'Bank Islam' > 'Others' > 'Debit Card-i Maintenance'.
- Bank Islam Branches or Bank Islam Contact Centre at 03-26 900 900.
Setup and Login
BIMB Mobile Account Setup
After downloading BIMB Mobile, you will need to perform registration using your existing BIMB Web User ID, password, and your Identification Card (IC) / Identification Document (ID) number in order to bind your device with your IB User ID.
For existing Bank Islam BIMB Web users:
- Enter your User ID and password.
- Enter your IC/ID number.
If you do not have a User ID, you must first register for BIMB Web through BIMB Web. For the next login, you can use your fingerprint (if your mobile device is supported by fingerprint authentication security feature) to access BIMB Mobile. Otherwise, you can login by using your existing BIMB Web password.
Note: After completing the first-time setup as a new user for BIMB Mobile, activation of your access is required before you can perform any banking transactions. Activation can be done at the Bank's ATM machines, at branches or via the Contact Center (for customers overseas or those without access to branches and ATM machines).
You need to ensure you have downloaded and completed the first-time setup as a new user for BIMB Mobile before you can activate your online access. You can activate BIMB Web by proceeding with the following steps:
Acttion via ATM/ CRM
Visit any Bank Islam ATM/ CRM:
- Insert your debit or credit card into the ATM/ CRM.
- Enter your 6-digit PIN to access the main menu.
- Select ‘Others’.
- Select “Online Access Activation”.</st
- Complete the activation process.
Activation at Branch
Visit any Bank Islam branch:
- Fill out and submit the activation request form.
- The branch will process your activation request.
BIMB Web Account Setup
To sign up for Bank Islam BIMB Web, you:
- Must be 18 years and above.
- Have an Individual Current/Savings Account; or Have Sole Proprietor Account.
- Have Bank Islam ATM/Debit Card.
- Have ATM PIN.
Please follow the following steps:
- Login to https://www.bankislam.biz
- Click FIRST TIME USER.
- Read on ‘Terms and Conditions of Access and Use of Website’.
- Tick the box below to acknowledge the T&C and click Continue.
- Select Bank Islam Credit Card-i and click Continue.
- Key in your Bank Islam Credit Card-i Number and PIN.
- Click Continue.
- Complete all the information required on the page such as User ID, Password, E-mail, and Mobile Number.
- Proceed to set up your Private Word and select ONE Private Image.
- Set up your Secret Question and provide your Secret Answer (Please make sure you remember all 3 questions and answers).
- Click Submit.
- Review the details displayed and click Confirm to complete your request.
- Once completed, you will be directed to the acknowledgement page that confirms the status of your request.
- Then, you may proceed to login to your BIMB Web.
Just follow these simple steps:
- Login to BIMB Web
- Click “FIRST TIME USER".
- Read the Terms and Conditions.
- Click at ATM/Debit Card.
- Enter your ATM/Debit Card 16-digit number and ATM PIN.
- Create USER ID, Password, and other details on the screen.
- Confirm the information and click “Confirm”.
- You have successfully signed up for Bank Islam BIMB Web.
You need to ensure you have downloaded and completed the first-time setup as a new user for BIMB Mobile before you can activate your online access. You can activate BIMB Web by proceeding with the following steps:
Activation via ATM/CRM
Visit any Bank Islam ATM/CRM:
- Insert your debit or credit card into the ATM/CRM.
- Enter your 6-digit PIN to access the main menu.
- Select ‘Others’.
- Select “Online Access Activation”.
- Complete the activation process.
Activation at Branch
Visit any Bank Islam branch:
- Fill out and submit the activation request form.
- The branch will process your activation request.
Biometric Login – Quick Touch/ Face ID
Miscellaneous
Common Issues and Solutions
If you have forgotten your Password, kindly proceed to Forgot Password to update your password. However, you will need an active User ID, Bank Islam Credit Card-i / Debit Card-i, and PIN to reset your password.
Follow the steps below:
- Login to BIMB website and click “BIMB Web Login” tab.
- At the User ID page, click “Forgot Password / User ID”.
- Enter your BIMB Web “User ID” and click “Continue” to proceed to the next page.
- Enter your “Credit Card-i / Debit Card-i No.” followed by your “PIN” and click “Continue” to proceed to the next page.
- Upon acceptance of the correct information, enter your new “Password” and “Confirm Password”, which must consist of 8 to 18 alphanumerical characters and may include special characters.
- Click “Submit” to proceed to the next page.
- Click “Confirm” to process the password reset request.
- Proceed to login using your USER ID and Password.